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Licensed speech therapists, occupational therapists, and physical therapists who come to your home — covered by insurance, available in 2 weeks.
In-network with BCBS Texas, Baylor Scott & White, and Curative · TEFA funds accepted · No referral needed
Speech · Occupational Therapy · Physical Therapy · Autism & ADHD Support
Quick answer: Coral Care provides in-home pediatric speech, occupational, and physical therapy across Texas. We're in-network with BCBS Texas, Baylor Scott & White, and Curative and accept TEFA funds. Self-pay is $125 per session. Most families start within about 2 weeks, and no referral is needed.
Texas is home to world-class pediatric systems, and to some of the longest waits for their outpatient therapy programs, often 3–6 months. Coral Care works differently. We match your family with a licensed therapist in your area, verify your insurance, and have someone at your door in about two weeks.
Demand for pediatric speech, OT, and PT in Texas far outpaces the number of clinicians available to provide it. Most families who reach out to us have already been waiting for an evaluation slot. Coral Care can typically match you in about two weeks.
Kids make faster progress in familiar environments. No 45-minute drive across Houston in traffic. No waiting room meltdowns before the session even starts. Your child is already calm, comfortable, and ready to work.
Our Texas providers live in Austin, Plano, The Woodlands, San Antonio, and across the state. They aren't commuting in — they're your neighbors, and their schedules show it.
Most families are matched and seen within 2 weeks. No referral needed.
A few of our Texas providers
Meet our providers
Coral Care offers the full range of pediatric therapy disciplines. One provider network, one intake process, one insurance verification — for everything your child needs.
For children with late talking, articulation challenges, language delays, stuttering, social communication differences, and feeding or swallowing difficulties.
Learn about speech therapyFor children with sensory processing differences, fine motor delays, handwriting difficulties, emotional dysregulation, feeding challenges, and self-care skill gaps.
Learn about OTFor children with gross motor delays, balance and coordination challenges, hypotonia, toe walking, cerebral palsy, and children who aren't keeping up physically with their peers.
Learn about PTYou don't need a diagnosis to reach out. A concern is enough to get started.
| Coral Care | Hospital or clinic outpatient | Telehealth-only services | |
|---|---|---|---|
| Time to first session | ~2 weeks | Often several months | ~2 weeks |
| In-person, in-home sessions | Always — therapist in your home | In-person at a clinic | 100% virtual — therapist on a screen |
| Direct child engagement | Yes — therapist works hands-on with your child | Yes | No — parent executes session, therapist observes via Zoom |
| Speech therapy (SLP) | Yes — in-person, in-home | Yes — in-person at a clinic | Virtual only — no oral motor assessment or hands-on feeding work |
| Occupational therapy (OT) | Yes — in-person, in-home | Yes — in-person at a clinic | Virtual only — sensory integration and fine motor work require physical presence |
| Physical therapy (PT) | Yes — in-person, in-home | Yes — in-person at a clinic | No |
| Who does the therapy | A licensed therapist, in person | A licensed therapist, in person | You — guided by a therapist watching on video |
| Insurance accepted | Yes: BCBS Texas, Baylor Scott & White, and Curative · TEFA accepted | Yes — most major plans | Out-of-pocket, HSA/FSA Accepted, Authorized TEFA Provider |
| Doctor's referral | No referral needed | Often required | No referral needed |
| Therapy in child's home | Yes — always | No — you drive to the clinic | Technically yes, but parent-led over video |
In-person. Covered by insurance. A licensed therapist in your home in 2 weeks.
Get matched todayShare your child's age, therapy needs, and location. No referral or diagnosis required.
We check your BCBS Texas, Baylor Scott & White, or Curative, or TEFA benefits and tell you exactly what you'll pay before anything starts. Have a different plan? Self-pay is $125 per session, and we provide a monthly superbill for out-of-network reimbursement.
You're matched with a licensed SLP, OT, or PT who lives near you in Texas and has availability on your schedule.
Your therapist comes to your home — same therapist, every week. No commute, no waiting room, real progress.
Coral Care is in-network with Blue Cross Blue Shield of Texas, Baylor Scott & White, and Curative across Texas. We also accept Texas Education Freedom Account (TEFA) funds as an approved TEFA provider. In-home speech, OT, and PT are billed the same way outpatient clinic therapy is, and most families with in-network coverage pay $20–40 per session.
Have a different plan? Self-pay is $250 for the initial evaluation and $125 per session, HSA/FSA eligible, and we provide a monthly superbill so you can submit for out-of-network reimbursement.
We handle verification, prior authorization, and billing on your behalf. You'll know your exact costs before your first session.
Coral Care does not accept Medicaid (STAR, STAR Kids, CHIP).
Accepted plans last updated October 2026 and match our online insurance check. Use it to confirm your specific plan.
Coral Care is a registered Texas Education Freedom Account provider. Starting July 1, 2026, Texas families can use TEFA funds to pay for Coral Care's in-home speech, OT, and PT — with $0 out-of-pocket for covered sessions.
Start therapy now with insurance or self-pay, then swap to your TEFA funds the moment they open July 1. Your therapist doesn't change — only the payment method does. Use code TEXASFAMILIES for $100 off your first evaluation.
"No meltdown getting there. No waiting room. She was calm, comfortable, and actually made progress every single week."
"The evaluation was excellent. Our SLP was great with my daughter and gave us tips for helping at home right away."
"Our specialist has a great background and a very child-led, calm demeanor. I feel like she really understood him."
Yes. Coral Care is in-network with Blue Cross Blue Shield of Texas, Baylor Scott & White, and Curative. Most families with in-network coverage pay $20–40 per visit. Coral Care is also an approved Texas Education Freedom Account (TEFA) provider, so families can use TEFA funds for in-home therapy. If your plan isn't listed, self-pay is $250 for the initial evaluation and $125 per session (HSA/FSA eligible), and we provide a monthly superbill for out-of-network reimbursement. We verify your specific benefits before your first session so there are no surprises. Coral Care does not accept Medicaid (STAR, STAR Kids, or CHIP).
Self-pay is $250 for the initial evaluation and $125 per session, and sessions are HSA and FSA eligible. If you have out-of-network benefits, we provide a monthly superbill so you can submit for reimbursement. With in-network coverage, most families pay $20–40 per visit.
Most Texas families are matched with a therapist and have their first session scheduled within 2 weeks of reaching out. You do not need a doctor's referral to get started. Contact us directly and we'll take care of everything from insurance verification to matching.
Coral Care serves families across Dallas–Fort Worth (Dallas, Plano, Frisco, McKinney, Fort Worth, Arlington, Southlake), Greater Houston (Houston, The Woodlands, Katy, Sugar Land, Pearland, Cypress), Austin Metro (Austin, Round Rock, Cedar Park, Leander, Georgetown), and San Antonio and surrounding communities (San Antonio, New Braunfels, Boerne, Schertz). If you're unsure whether we serve your town, reach out. We're expanding coverage regularly.
Coral Care offers in-home speech-language therapy (SLP), occupational therapy (OT), and physical therapy (PT) for children throughout Texas. We also provide specialized support for children with autism and ADHD. Many children receive multiple disciplines at the same time, with one platform and one intake process.
Demand for pediatric speech, occupational, and physical therapy has grown much faster than the supply of licensed clinicians, and outpatient programs across the state are operating at capacity. The result is that many families wait months for an evaluation. Coral Care is an independent network of licensed therapists who see children in their own homes, which lets us typically match families in about two weeks.
Texas's Early Childhood Intervention (ECI) program provides services for children under age 3 with developmental delays or disabilities. It ends at age 3. Many families come to Coral Care to continue in-home therapy after the ECI cutoff, maintaining the same format (in-home, family-centered, relationship-based) without a gap in services. Coral Care also works alongside ECI for families who want to supplement or accelerate care before age 3.
Yes. Coral Care is an approved Texas Education Freedom Account provider. Starting July 1, 2026, Texas families can use TEFA funds to pay for in-home speech, OT, and PT with $0 out-of-pocket for covered sessions. Children with a qualifying IEP on file with TEA may qualify for up to $30,000; private school students qualify for the standard tier of $10,474. Start therapy now with insurance or self-pay, then switch to TEFA the moment funds open. Learn more about TEFA.
Therapy at home lets children practice skills in the place they actually use them. In-home therapy eliminates the travel stress that often dysregulates children before sessions even start. It allows therapists to work directly with your child's actual toys, routines, and spaces, and to coach parents in real time. Many families find it easier to keep progress going between sessions when therapy happens at home.
No. Texas families can contact Coral Care directly, without a doctor's order or a referral from any other program. We'll verify your insurance benefits, match you with a therapist, and handle everything from there.
Still have questions? We'll walk you through everything — insurance, matching, and what to expect.
Waitlists for pediatric speech, OT, and PT in Texas run months long. We can have a licensed therapist at your door in about two weeks, covered by your insurance.
No referral needed · Insurance accepted · Speech, OT & PT · Serving Texas's major metros
Quick check
Coral Care is in-network with 20+ plans for speech, OT, and PT at home. Confirm your state to check your coverage.
No account needed. Your information is private.
